Managing risk in banks – The Hindu (Dec 31, 2016)

Managing risk in banks – The Hindu (Dec 31, 2016)

The Reserve Bank of India’s biannual Financial Stability Report has once again flagged the fact that risks to the banking sector remain worryingly “high”. For further reading, visit “The Hindu”.

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Courtesy: The Hindu

Word List-1:

1. flag (verb) – indicate, identify, point out.
2. deterioration (noun) – worsening, decline, fall.
3. asset quality (noun) – loan portfolio quality (of the bank).
4. liquidity (noun) – liquid assets; cash; (liquid asset is an asset which can be easily sold/converted into cash without losing its value).
5. harness (verb) – use, utilise, make use of.
6. ripple (verb) – move, shake; spread.
7. perceptible (adjective) – noticeable; visible; palpable.
8. on account of (phrase) – because of, owing to, as a consequence of.
9. spotlight (verb) – draw attention to; highlight, underline/underscore.
10. in the pipeline (phrase) – on the way, in preparation, in the offing.
11. bankruptcy (adjective) – insolvency, liquidation, failure/financial ruin.
12. inherent (adjective) – built-in, deep-rooted; permanent.
13. oversee (verb) – supervise, administer, manage.
14. juncture (noun) – point, time, moment/stage.
15. have one’s work cut out (phrase) – be dealt with a difficult task.
16. proponent (noun) – supporter, advocate, upholder.
17. sequester (verb) – isolate, set apart, segregate.
18. contagion (noun) – disease, illness, plague; the spreading of a bad and dangerous idea.
19. be saddled with (verb) – burden, hamper; inflict something on.
20. risk-averse (adjective) – reluctant to take risks.
21. concert (noun) – cooperation, collaboration, association.
22. expeditiously (adverb) – quickly/promptly and effectively/efficiently.
23. legacy (adjective) – relating to an out-of-date/outdated/old system, but it is tough to replace this system as it is still in use widely. (particularly of computer systems).

Note:

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